COMPREHENSIVE VS. COLLISION, WHICH IS WHICH?
Comprehensive and collision are the two types of physical damage coverage available on car insurance policies, but, they are often confused with one another. So, I put together some quick examples to help you know which is which.
Your car is damaged by hail or a natural disaster
An object falls on your car, such as a tree branch
Your car is keyed by vandals
An animal damages your car, most commonly deer
Your car hits an object, such as a telephone pole
Your car collides with another vehicle
Your car slides on ice and rolls over
Your car is damaged from running over a pothole
In other words, COLLISION covers exactly that-when your vehicle collides with another object.
COMPREHENSIVE on the other hand, covers your vehicle against physical damage caused by anything other than a collision.
I hope this helps.
Be safe out there.